42 Providing temporary use of online non-downloadable software for electronic transfer of money for others; providing temporary use of online non-downloadable software for electronic funds transfer; providing temporary use of online non-downloadable software for making and processing payment transactions with credit cards, debit cards, and other forms of payments; providing temporary use of online non-downloadable software for merchant services in the nature of payment transaction processing services; providing temporary use of online non-downloadable software for allowing merchants to collect electronic payments and providing merchants with electronic payment forms that can be embedded in websites; providing temporary use of online non-downloadable software for providing secure commercial transactions and payment options at a point of sale; providing temporary use of online non-downloadable software for allowing merchants to collect electronic payments; software as a service (SAAS) featuring software for allowing users to perform electronic business transactions via a global computer network for use in e-commerce and the retail industry; software as a service (SAAS) featuring software for allowing users to perform business management via a global computer network, namely, for database management, product pricing automation, order fulfillment, product sales and customer tracking for use in e-commerce and the retail industry; software as a service (SaaS) featuring software for point of sale transactions, online shopping, tracking deliveries, use as a digital wallet, and recommending and discovering businesses and their products and services for use in e-commerce and the retail industry; software as a service (SAAS) featuring software for accessing and building software applications; software as a service (SAAS) featuring software for providing advertising and marketing; providing identify verification during electronic payment transactions as well as authenticated checkout for merchants and customers, namely, computer security services in the nature of electronic signature verification services using technology to authenticate user identity via global computer network; user authentication services using technology for e-commerce transactions; user authentication services using single sign-on technology for online software applications; providing an online platform featuring online non-downloadable software for use in the retail and ecommerce industry for website optimization and customization; providing an online platform featuring online non-downloadable software for management of ecommerce website applications and plugins.