9 Downloadable computer application software for mobile phones, namely, software for allowing a user to select authorization parameters to be used by card issuers when determining whether to approve a transaction request; computer software for mobile devices, namely, software allowing cardholders to establish, modify and review card usage control parameters and transaction limits to be applied when transactions are initiated via a debit card; computer software for use in requesting notifications when transactions are initiated from a debit card; downloadable computer software for mobile devices, namely, banking software which enables users to perform banking transactions, including obtain account balances, locate automated teller machines (ATMs)