42 Platform as a service (PAAS) featuring computer software platforms for a robust rules-engine tailored to support complex decisioning for applications and industries, namely, healthcare, banking, gaming, loyalty rewards, consumer engagement, and retail loyalty programs.; Research, development, design and upgrading of computer software; Software as a service (SAAS) services featuring software for a robust rules-engine tailored to support complex decisioning for applications and industries, namely, healthcare, banking, gaming, loyalty rewards, consumer engagement, and retail loyalty programs