36 Insurance brokerage consultancy and information; financial affairs, namely, alternative banking services in the nature of online banking and online bill payment and money transfer services; monetary affairs, namely, alternative banking services in the nature of online banking and online bill payment and money transfer services; real estate affairs, namely, real estate brokerage, consultancy, and investment services; issuance of travellers' checks; issuance of credit cards; issuance of tokens of value, namely, pre-paid vouchers exchangeable for goods or services, prepaid gift cards, one-time passcodes (OTP), security tokens, banking authentication tokens, hash tokens, payment tokens, credit card tokens, debit card tokens; debit card services, namely, debit card transaction processing services; credit card services, namely, credit card transaction processing services; online banking; banking