36 Insurance services; reinsurance; insurance brokerage; life-science insurance brokerage; insurance guarantees for pharmaceutical laboratories, medical equipment laboratories, medical device laboratories, biotechnology companies, manufacturers, dermo-cosmetic laboratories, food supplement laboratories, healthcare establishments, healthcare organizations; insurance guarantees and particularly civil liability of managers; risk guarantees, particularly for biomedical research, clinical trials; civil liability insurance, property damage insurance, transport insurance, health and contingency insurance; provident funds; consultation with respect to insurance; insurance evaluation; insurance underwriting and administration services; insurance brokerage for others; insurance services as delegated management on behalf of risk bearers; consultancy and information services relating to insurance contracts; actuarial services; reimbursement, advance or assumption of costs within the framework of an insurance contract; consultations for control of budgets with respect to insurance