36 Insurance services, namely underwriting, claims processing, and claims administration in the fields of life, health, dental, vision, prescription drug, accident, excess risk/stop loss, and disability; organization and administration of health plans; organization and administration of health insurance plans; organization and administration of health insurance plans for others; recovery services, namely recovery of money improperly paid by an insurance company, charitable services, namely, providing financial assistance to families with children having health care needs not covered by commercial health insurance