36 Insurance services, namely underwriting, claims processing, and claims administration in the fields of life, health, dental, vision, prescription drug, accident, excess risk/stop loss, and disability; organization and administration of health plans, namely health maintenance organizations, preferred provider organizations, point of service plans, prepaid health care plans, and health expense reimbursement; organization and administration of health plans for others, namely health maintenance organizations, preferred provider organizations, point of service plans, prepaid health care plans, and health expense reimbursement; medical cost recovery services, namely recovery of money improperly paid by an insurance company and subrogation; charitable services, namely, providing financial assistance to families with children having health care needs not covered by commercial health insurance