42 Providing on-line, non-downloadable, web-based software and applications for use as a personal assistant, personal tutor, and personal organizer; providing on-line, non-downloadable, web-based software and applications using artificial intelligence (AI) for use as a personal assistant, personal tutor, and personal organizer; Providing temporary use of online, non-downloadable chatbot software using artificial intelligence (AI) to monitor, learn, improve, enhance, and assist with users' performance, processes, and daily tasks; providing a website featuring resources, namely, non-downloadable software for personal information management, messaging, email, and communications; providing a website featuring resources, namely, non-downloadable software for tracking tasks, reminders, and events