42 Software-as-a-Service (SAAS) services featuring software for banks, credit unions, and financial institutions to provide banking services; Software-as-a-Service (SAAS) services featuring software for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; Software-as-a-Service (SAAS) services featuring software for point-of-sale services; Software-as-a-Service (SAAS) services featuring software for business management; rental of computer hardware; rental of computer software for financial management; electronic monitoring of credit card activity to detect fraud via the internet; Software-as-a-Service (SAAS) services featuring software for data security, user authentication, and fraud detection