9 Downloadable computer programs using artificial intelligence (AI) for use as a virtual personal and executive assistant, for automation of scheduling, sending communications, retrieving online information, and assisting users with administrative tasks; Downloadable computer software for use as a virtual personal and executive assistant, for automation of scheduling, sending communications, retrieving online information, and assisting users with administrative tasks; Downloadable software for use as a virtual personal and executive assistant, for automation of scheduling, sending communications, retrieving online information, and assisting users with administrative tasks