42 Providing online nondownloadable software for analyzing health care, medical, and insurance data; Providing online nondownloadable software for estimating health insurance coverage and co-pays; Providing online nondownloadable software for medical cost analysis and price transparency; Providing online nondownloadable software for processing, visualizing, monitoring, and analyzing insurance, healthcare, and prescription drug data; Providing online nondownloadable software for optimizing insurance network access; Providing online nondownloadable software for developing negotiation strategies in the field of health insurance; Providing online nondownloadable software for analyzing insurance data for the purpose of understanding competitive positioning of insurance plans; Providing online nondownloadable software for analyzing insurance data for the purpose of provider or health system expansion opportunities; Providing online nondownloadable software for health care providers to identify and target practitioners for recruitment