42 Customizing computer software by providing personalized financial programs to businesses for business loan management and government grant management; Consulting services for others in the field of design, planning, and implementation project management of government grant management programs and loan management programs.; Platform as a service (PAAS) featuring computer software platforms for business finance management, business loan management and government grant management; Providing online non-downloadable workflow management software; Software as a service (SAAS) services featuring software for business finance management, business loan management and government grant management