42 Software as a service (SAAS), namely, non-downloadable software featuring a customer portal leveraging artificial intelligence (AI) and Machine Learning (ML) to securely access mortgage and non-mortgage loan account information, loan history and statements, customer support services, and payment options online; Software as a service (SAAS), namely, non-downloadable software featuring artificially intelligent (AI) chatbot for automating customer interactions in the legal, financial services, and mortgage industries; Software as a service (SAAS), namely non-downloadable software leveraging artificial intelligence (AI) and machine learning (ML) to deliver financial education and resources to customers of consumer asset servicers