42 Software as a service (SAAS), namely, non-downloadable software leveraging generative artificial intelligence (AI) for RMBS and MSR investors to aggregate and analyze servicer performance on key KPIs, view, assess, and manage servicer performance, and manage and maximize the value of mortgage and other consumer loan asset investment portfolios; Software as a service (SAAS), namely, non-downloadable software leveraging a self-learning generative AI engine to provide asset servicer workout recommendations based on asset manager recommendations, portfolio strategies, and models