36 Banking services; online banking services; mobile banking services; ATM banking services; business banking services; checking account services; cash management services; financial management services; financing and loan services; currency exchange services; electronic funds transfer; government/treasury payment processing; providing banking services and banking information by mobile telephone connections, website, interactive voice response (IVR) over telephone connections, chatbots, mobile applications, artificial intelligence (AI), and the internet and other interactive and electronic means; mortgage lending; home equity loans; real estate lending services; Automated Clearing House (ACH) transaction processing services; credit card, prepaid credit card, debit card, prepaid debit card, stored value card, and virtual payment credit card services; issuing and transaction processing and payment processing services for credit cards, stored value cards, virtual payment credit cards, debit cards, prepaid debit cards, and prepaid credit cards; financing of purchases; financial payment processing services; commercial and fleet credit cards; providing purchase points and other rewards, all in the nature of cash and other financial incentives of monetary value, for credit card use as part of a customer loyalty program; credit card debt cancellation services; bill payment services; rental and lease of processing equipment for credit, cash, debit and stored value cards, all for banks, credit unions and savings and loan associations; foreign exchange services; processing of electronic wallet payments; banking services with an incentive rewards program; clearing and reconciling financial transactions via a global computer network; issuing letters of credit; financial services in the nature of electronic bill payment and remittance processing services, namely, processing of payment of electronically presented invoices; trust, mortgage, insurance, investment, financial information services and other financial services; providing venture capital, working capital financing, development capital, private equity and investment funding; providing grants, educational scholarships, and financial assistance for individuals, businesses, organizations, and communities; financial advisory services; financial advice, namely, budget planning; financial analysis and research services; investment analysis and bond research; financial asset management; financial investment services; financial planning and investment advisory services; wealth management services; financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; credit and cash management services; investment and risk management services; financial products brokerage; securities brokerage services; broker-dealer services; brokerage of stocks, bonds, annuities, mutual funds, and other securities; individual retirement account services; traditional, market-linked and brokered certificates of deposit; fiduciary services, namely, fiduciary representative services; financial trust operation services; estate trust administration and management services, trusteeship representative services, institutional, corporate, and personal trustee services; trustee services; estate planning services; transfer agent services; paying agent services; escrow agent services; philanthropy consultation relating to charitable monetary giving; charitable foundation services, namely, providing financial assistance for programs and services of others; automated teller machine or cash dispenser equipment leasing and rental services; cash replenishment of automated teller machines, all for banks, credit unions and savings and loan associations; financial consultation in the development of affordable housing, social service, nonprofit, healthcare, commercial, retail, educational, recreational and manufacturing businesses and renewable energy; investment consultation, brokerage, and management services; check and electronic payment verification services; foreign exchange transaction services; financial portfolio management services; auto lending services; financial sponsorship of cultural events, charitable events, concerts, sporting events, travel experiences, fine dining events, festivals and awards shows; financial exchange of digital currency; crypto custody services; digital currency custody services