9 Computer firmware and software in the nature of electronic financial technology software for account management, card fulfillment, and validation and processing of issuer-processor-side payment transactions; computer hardware, firmware and software in the nature of platforms featuring electronic financial technology software platforms for account management, card fulfillment, and validation and processing of issuer-processor-side payment transactions; computer software relating to security applications; computer software relating to security applications in the public sector; computer software relating to security applications in the fields of banking and finance; computer software for use in card payment and contactless payment transactions; computer software for use in internet banking and telephone banking; computer software for use in the authentication of personal or financial data and information; computer software for use in the management of cryptographic keys and related business logic and information