42 Electronic data storage; Electronic monitoring of credit card activity to detect fraud via the internet; Providing online non-downloadable software for facilitating electronic charge card transactions; Providing temporary use of on-line non-downloadable cloud computing software for identifying, classifying, evaluating, and reviewing potentially fraudulent payments; Software as a Service (SaaS) services featuring software for managing banking and finances; Software as a Service (SaaS) services featuring software for tracking and managing corporate credit card transactions, bill payments, vendor payments, expense reimbursements, expense reporting, payment scheduling, subscriptions, and fraud detection in the field of corporate finance; Software as a service (SAAS) services featuring software for use in managing, tracking and reporting on travel and business expenses and creating budgets for the same; Software as a service (SAAS) services featuring software for use in providing search engines for obtaining travel data on a global computer network; Software as a service (SAAS) services featuring software for use in managing, tracking and reporting on travel and business expenses and creating budgets for the same; Software as a service (SAAS) services featuring software for use in providing search engines for obtaining travel data on a global computer network; Software as a service (SAAS) services featuring software for use in managing, tracking and reporting on travel and business expenses and creating budgets for the same; Software as a service (SAAS) services featuring software for use in providing an incentive program for travel cost management; Providing a website featuring on-line non-downloadable software that enables users to access account balances and manage business or credit card transactions