9 Downloadable computer application software for mobile phones, portable media players, handheld computers and related mobile devices for the operational management and optimization of travel planning, portable magnetic and electronic cards, savings rewards programs, cash back programs, travel reward programs, and crypto earning accounts; Downloadable educational media, namely, audio, video and audiovisual files featuring savings rewards programs, cash back programs, travel reward programs, and crypto earning accounts less; Downloadable computer software for accessing, reading, and tracking information in the field of portable magnetic and electronic cards travel and cash back rewards programs