42 Providing temporary use of online non-downloadable software for processing electronic payments and for transferring funds to and from others; Application Service Provider (ASP) featuring Application Programming Interface (API) software for payment collection, payment transactions, forwarding data and information processing; providing temporary use of online non-downloadable software using artificial intelligence for processing electronic payments; providing temporary use of online non-downloadable software using artificial intelligence for processing payment transactions with credit cards, debit cards, prepaid cards, payment cards, gift cards, and other payment forms; providing temporary use of online non-downloadable software for capturing, managing, and storing credit card and debit card information