42 Providing a secured-access, members only website featuring technology that gives members the ability to access insurance information, financial information, receive materials via various forms of media intended to educate the members in the principles of finance with respect to investments, risk management and insurance and financial solutions products; Software as a service (SAAS) services featuring software for accessing insurance information, financial information, various calculators including cash flow projections incorporating the risks associated with various investments as well as the risk associated with one's health with regard to morbidity and mortality and ways to manage these risks, and directories of investment advisors and insurance producers