36 Cash advance services using artificial intelligence to determine advance amount; Money lending services using artificial intelligence to determine advance amount; Providing cash advances for an online challenger bank customers using artificial intelligence; Providing cash advances using artificial intelligence for online banking customers; Providing cash advances for banking customers using artificial intelligence; Financial services, namely, microfinance lending services using artificial intelligence to determine advance amount; Financial services, namely, money lending using artificial intelligence; Financial analysis and research services using artificial intelligence; Online banking services accessible by means of downloadable mobile applications; Providing financial assistance for rent and utilities, food, travel, prescription cost and other necessities of life; online banking; financial transaction services, namely, budget planning in the nature of consumer checking of savings accounts, prepaid debit cards and credit cards using artificial intelligence; financial planning; financial management; financial analysis using artificial intelligence; financial management services, namely, tracking of personal and business expenses using artificial intelligence; forecasting and analysis of financial data using artificial intelligence; financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis using artificial intelligence; financial administration and management services for the management of credit and debit cards, loans, mortgages, investments and financial accounts; providing financial information, news, opinions and advice in the fields of banking, financial management, saving and financial planning and retirement financial planning, including via computer and communication networks, the internet, and social media; providing financial information, news, opinion and advice in the fields of personal budgeting and household budgeting, including via computer and communication networks, the internet, and social media; Online banking services accessible by means of downloadable mobile applications providing users with a non interest bearing demand deposit account used to hold customers deposits and make payments and transfers between accounts users may have at other banks.