36 Financial analysis and consultancy services, including credit provision and financial assessments for companies; Electronic financial services enabling direct payments and transactions via online banking systems; Financial management services for companies, including automated reconciliation of accounts, preparation and analysis of cash flow reports, and confirmation of transactions; Software as a Service (SaaS) and IT Services; Providing temporary use of non-downloadable software for financial management and operations for companies, accessible via a web interface; Software as a Service (SaaS) offerings that include financial tools for companies to automate reconciliation, cash flow reports, and transaction confirmations; Provision of non-downloadable software enabling electronic payments and transactions via online banking systems for companies; Offering non-downloadable software that provides credit assessment and management tools for companies; Integration services for financial management software, allowing for seamless connectivity and data exchange between the software and other systems.