41 Educational services, namely, providing classes, seminars, and non-downloadable webinars in the fields of record-keeping, use of software in the actuarial, insurance, financial and healthcare fields, implementation of managed care principles and procedures, and pension and retirement funds; providing online non-downloadable articles, white papers, reports, bulletins, and newsletters relating to actuarial, insurance, business consulting, investment consulting, benefits outsourcing, pension and retirement fund administration, healthcare management services, and risk management; providing online non-downloadable audiovisual recordings relating to actuarial, insurance, business consulting, investment consulting, benefits outsourcing, pension and retirement fund administration, healthcare management services, and risk management; educational services, namely, providing podcasts in the actuarial, insurance, financial, and health care fields; providing training services for actuarial services, pension and retirement fund participants regarding benefit plans and administration of 401(k)/403(b) retirement plans; benefits outsourcing services, namely, providing training services for participants regarding benefit plans and administration of 401(k)/403(b) retirement plans.