42 Providing online non-downloadable computer software for managing financial transactions; Providing online non-downloadable software using artificial intelligence for providing solutions to customers in the field of banking, banking services, finance, financial services, financial consultation, and electronic payment processing; Providing online non-downloadable virtual assistant software using artificial intelligence and natural language processing for replying to questions from customers and providing solutions to customers in the field of banking, banking services, finance, financial services, financial consultation, and electronic payment processing; Providing online non-downloadable software for machine learning-based language and speech processing software in the field of banking, banking services, finance, financial services, financial consultation, and electronic payment processing; Providing online non-downloadable chatbot software for simulating conversations in the field of banking, banking services, finance, financial services, financial consultation, and electronic payment processing; Providing temporary use of on-line non-downloadable software in the nature of an artificial intelligence model for performing generative text artificial intelligence (AI) tasks and natural language processing artificial intelligence (AI) tasks in the field of banking, banking services, finance, financial services, financial consultation, and electronic payment processing; Application service provider featuring application programming interface (API) software for performing generative text artificial intelligence (AI) tasks and natural language processing artificial intelligence (AI) tasks in the field of banking, banking services, finance, financial services, financial consultation, and electronic payment processing; Providing online non-downloadable software for providing authentication using artificial intelligence to authenticate the source of a digital communication and authentication of identity and/or of a digital signature in an electronic transaction or communication in the field of banking, banking services, finance, financial services, financial consultation, and electronic payment processing; Providing online non-downloadable software for creating business customer forms, automating contracts and agreements with digital signature solutions, and digital document transformation in the field of banking, banking services, finance, financial services, financial consultation, and electronic payment processing; Software as a service featuring software for use in creating business customer forms, automating contracts and agreements with digital signature solutions, and digital document transformation in the field of banking, banking services, finance, financial services, financial consultation, and electronic payment processing