42 Platform as a service (PAAS) services featuring software for peer-to-peer wagering services, escrow services, and conditional payments accessible via a computer network; online non-downloadable software that allows users to place wagers, enter into escrow contracts, and make conditional payments against or with other users opponents without intermediary coordination in a virtual environment; online computer application for skill-based competitive game or online gaming environments, escrow services, or conditional payments where users directly enter into a financial contract with other users place wagers against opponents; PAAS featuring e-commerce services relating to digital assets and products, namely, auctions, escrow services, or other conditional payment services of digital and physical assets and products and escrow services; non-downloadable software application featuring application programming interface (API) software for services relating to digital assets and products, namely, auctions, escrow services, or other conditional payment services of digital and physical assets and products; non-downloadable software application featuring application programming interface (API) software for peer-to-peer wagering services, escrow services, and conditional payments accessible via a computer network