42 Providing temporary use of on-line non-downloadable software and applications for specifying, organizing and tracking household tasks, controlling and managing household appliances, managing household task items, shopping, expenses, and rent payments, for coordinating and managing household chores, for optimizing personal, small business and family office financial outcomes, for planning to meet personal and financial goals, for unifying, coordinating and executing household and financial operations, for creating, targeting, offering and transacting context-sensitive advertising and offers