42 Software as a service services featuring software for speech recognition, speech processing, transcription, live captioning, and transcript content analysis services in the nature of content summarization, content chaptering, development of quizzes, and extraction of key information, namely, events, people, keywords, and contradictions; Software as a service services featuring non-downloadable software for speech recognition, speech processing, transcription, live captioning, and transcript content analysis services in the nature of content summarization, content chaptering, development of quizzes, and extraction of key information, namely, events, people, keywords, and contradictions