45 Concierge services for others comprising making requested personal arrangements and reservations and providing customer-specific information to meet individual needs rendered together in a business or residential settings; Personal concierge services for others comprising making requested personal arrangements and reservations and providing customer-specific information to meet individual needs; Personal concierge services for others comprising making requested personal arrangements and reservations, running errands and providing customer specific information to meet individual needs, all rendered in business establishments, office buildings, hotels, residential complexes and homes; Personal concierge services for others comprising making requested bank, attorney, furniture consultant, restaurant, shopping, etc. appointments to meet individual needs; Real estate settlement services