36 Payment processing services in the field of contactless payments; Payment processing services in the field of mobile payments; Bill payment services provided via fintech; Bill payment services provided via ACH, text to pay and echeck; Bill payment services provided via credit card processing; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Processing of contactless credit and debit card payments; Processing of electronic wallet payments; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments