36 Financial services; financial services, namely, providing, processing, checking and authentication of mobile payments and credit and debit card transactions, including payments with or without cash using debit cards, credit cards and loyalty cards, particularly contact-less smart cards and cards with contact and near-field communication devices, also with money back, also via mobile devices; electronic payment services; scriptural currency payment services for third parties and other financial services, particularly for retail trading and service companies; carrying out cashless payment transactions; financial consultancy for others in the context of carrying out payments by means of scriptural currency and loyalty cards; providing financial information via a global computer network, wireless network or mobile communication device