42 Application service provider featuring application programming interface (API) software for use in providing a healthcare price transparency database; Database design and development; Providing temporary use of on-line non-downloadable open-source software for providing users with a directory of standard packages for healthcare estimates and advanced explanations of benefits; Software as a service (SAAS) services featuring software for use in providing price transparency data and managed care contracting for the healthcare industry; Software as a service (SAAS) services featuring software for use in providing a search engine for users to compare relative costs of healthcare and the prices of procedures at various hospitals; Software as a service (SAAS) services featuring software for use in providing consumers and patients with access to health care pricing and allowing providers to list clear services, negotiate market rates, manage contracts and connect consumers and patients with patients; Software as a service (SAAS) services featuring software for use in creating instant good faith estimates related to healthcare costs; Software as a service (SAAS) services featuring software for use in creating healthcare market and pricing analysis tools for employers; Computer software development