42 Providing temporary use of a non-downloadable computer software application used by banks and other financial institutions, as well as their customers, to open and manage financial accounts, transmit and receive communications, store information and materials, and share information and materials, all pertaining to an account holder's account activities and business relationship with their bank or other financial institution; Software as a service (SAAS) services featuring white label software for opening and managing financial accounts, transmitting and receiving communications, storing information and materials, and sharing information and materials, all pertaining to an account holder's account activities and business relationship with their bank or other financial institution.