9 Computer software platforms, downloadable, for electronic commerce point of sale (POS) systems; Computer software platforms, downloadable, for payment processing, authentication, management and tracking; Computer software platforms, downloadable, for businesses, namely, software for use in enabling, facilitating, operating, and managing customer relations and loyalty programs; Downloadable mobile applications for electronic commerce point of sale (POS) systems; Downloadable mobile applications for payment processing, authentication, management and tracking; Downloadable mobile applications for businesses, namely, software for use in enabling, facilitating, operating, and managing customer relations and loyalty programs; Downloadable software for electronic commerce point of sale (POS) systems; Downloadable software for payment processing, authentication, management and tracking; Downloadable software for businesses, namely, software for use in enabling, facilitating, operating, and managing customer relations and loyalty programs