41 Educational services, namely, providing classes, seminars, and nondownloadable webinars in the fields of record-keeping, use of software in the actuarial, insurance, financial and healthcare fields, implementation of managed care principles and procedures, and pension and retirement funds; providing online non-downloadable articles, white papers, reports, bulletins, and newsletters relating to actuarial, insurance, business consulting, investment consulting, benefits outsourcing, pension and retirement fund administration, healthcare management services, and risk management; providing online non-downloadable audiovisual recordings relating to actuarial, insurance, business consulting, investment consulting, benefits outsourcing, pension and retirement fund administration, healthcare management services, and risk management; educational services, namely, providing podcasts in the actuarial, insurance, financial, and health care fields; Providing training services in the field of actuarial services; Providing training services in the field of administration of 401(k) and 403(b) retirement plans for pension and retirement fund participants; Benefits outsourcing services, namely, providing training services in the fields of benefit plans and administration of 401(k) and 403(b) retirement plans for plan participants