42 Platform as a service (PAAS) featuring computer software platforms for calculating insurance fees and insurance rates; Platform as a service (PAAS) featuring computer software platforms for real estate document search and retrieval, for accessing real property information and data, and for title insurance underwriting process management; Platform as a service (PAAS) featuring computer software platforms for auto document search and retrieval, for accessing auto information and data, and for auto insurance underwriting process management; Software as a service (SaaS) services, namely, providing a platform for users to compare pricing for policy rates for auto and home insurance; Software as a service (SAAS) services featuring software in the field of real estate that allows consumers to locate, compare, organize, monitor and verify insurance rates; Software as a service (SAAS) services featuring software for use by lenders, borrowers and agents for providing insurance services in auto and home insurance transactions