9 Downloadable mobile applications for money transfer transactions, payment processing, debit transaction processing, and virtual currency and digital currency exchange, transmission, transaction processing; computer hardware and software for processing payment, currency and money transfer transactions; software for financial services, namely, software to process electronic funds transfer, bill payment, official check processing and issuance, bill payment tracking, analysis and reporting, virtual currency and digital currency exchange, transmission, transaction processing and related manuals; magnetic coded cards for banking and debit card services; point of sale (POS) equipment for financial services, namely, terminals and printers