42 Platform as a service (PAAS) featuring computer software platforms for use as an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, pda, tablet, and web-based environment; Platform as a service (PAAS) featuring computer software platforms for use by financial institutions in managing loan and deposit accounts, in processing credit and debit transactions, and in providing online banking services; Platform as a service (PAAS) featuring computer software platforms for processing financial transactions; Platform as a service (PAAS) featuring computer software platforms for application and database integration in the fields of electronic payment processing, financial transaction processing, funds transfer processing, funds exchange processing, and processing other forms of value transfer; Platform as a service (PAAS) featuring computer software platforms for use in tracking and management of commercial transactions on a global computer network; Platform as a service (PAAS) featuring computer software platforms for use in tracking and organizing commercial financial transaction data, account management, financial reporting, accounting features, and related information; Providing on-line non-downloadable software for application and database integration in the fields of electronic payment processing, financial transaction processing, funds transfer processing, funds exchange processing, and processing other forms of value transfer; Providing temporary use of on-line non-downloadable software for use in performing electronic business transactions via a global computer network; Providing temporary use of on-line non-downloadable software for use in sharing data with others, for performing queries and transactions, and for storing, modifying, transmitting and receiving information in the fields of personal finance, business finance, and banking; Software as a service (SAAS) services featuring software for application and database integration in the fields of electronic payment processing, financial transaction processing, funds transfer processing, funds exchange processing, and processing other forms of value transfer; Software as a service (SAAS) services featuring software for enabling processing of electronic funds transfers and payments made via ach, credit card, debit card, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Software as a service (SAAS) services featuring software for processing payment and debt transactions in the nature of an electronic financial platform that accommodates multiple types of payment and debt transactions; Software as a service (SAAS) services featuring software for processing financial transactions and providing access to banking transaction applications and services; Software as a service (SAAS) services featuring software for providing an integrated suite of software for providing access to banking transactional applications and services; Software as a service (SAAS) services featuring software for processing electronic financial transactions that accommodates multiple types of payment and debt transactions in an integrated mobile phone, pda, tablet, and web based environment; Software as a service (SAAS) services featuring software for managing cryptocurrency transactions; Software as a service (SAAS) services featuring software for transmitting, displaying and storing transactions, identifications and financial information for use in the financial industry; Software as a service (SAAS) services featuring software for facilitating and verifying financial transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; Providing a secured-access, members only online user-interface website featuring technology that gives members the ability to retrieve and analyze financial data and reports based on payment cardholder transaction data; Providing on-line non-downloadable software, for use on and in connection with a decentralized computing protocol using distributed ledger technology, for creating, scaling, exchanging, storing, sending, receiving, accepting, and transmitting a digital currency or digital token and digital collectibles authenticated by non-fungible tokens, for creating digital wallets, and for providing access to an online marketplace for the buyers and sellers of digital collectibles authenticated by non-fungible tokens; Non downloadable computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Downloadable software for use in facilitating the use of a blockchain or distributed electronic ledger to execute and record financial transactions, namely, financial trades made with the use of digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, cryptocurrency tokens and utility tokens; Software as a service (SAAS) for managing and verifying financial transactions including cross-border foreign exchange transactions; Platform as a service (PAAS) for managing and verifying financial transactions including cross-border foreign exchange transactions; Providing temporary use of on-line non-downloadable computer software for use as a digital wallet; Providing user authentication services using blockchain-based software technology for cryptocurrency transactions; Providing user authentication services using blockchain-based software technology for peer-to-peer (p2p) and ecommerce payment transactions