42 Software as a service (SAAS) services, namely, hosting software for use by others for simulating and testing electronic financial transactions; Software as a service (SAAS) services, namely, hosting software for use by others for pre-certifying and certifying systems and software for processing payment card payments and electronic financial transactions; Software as a service (SAAS) services, namely, hosting software for use by others for simulating payment cards for testing; Software as a service (SAAS) services, namely, hosting software for use by others for providing function, regression, certification and load testing of electronic financial transactions; Software as a service (SAAS) services, namely, hosting software for use by others for providing the ability to create settlement files for batch testing; Software as a service (SAAS) services, namely, hosting software for use by others for analyzing financial message formats; Software as a service (SAAS) services, namely, hosting software for use by others for allowing users to conduct unattended, automated testing; Software as a service (SAAS) services, namely, hosting software for use by others for providing reports of testing results; Software as a service (SAAS) services, namely, hosting software for use by others for configuring, simulating and testing automated teller machines, electronic funds transfer systems and other financial transaction processing systems