36 Financial services; banking services; processing of electronic payments; issuance of credit and debit cards; payment processing services, namely, credit card and debit card transaction processing services; electronic wallet services, namely, electronic payments and transactions; international money transfer services; electronic funds transfer (EFT); financial services, including, international money transfer services; financial services, including, opening and management of global accounts; commercial lending services; consumer lending services; trade credit services, namely, financing services and lines of credit for business customers