9 Downloadable mobile application software for enabling the electronic transfer of money to and from others via virtual tokens; downloadable computer software for issuing receipts regarding mobile payment transactions; downloadable mobile application software for enabling the electronic transfer of funds or virtual tokens to and from others; downloadable mobile application software for processing electronic payments and for transferring funds to and from others; downloadable authentication software for controlling access to and communications with computers and computer networks; computer hardware for making, authenticating, facilitating, operating, managing, and processing payment transactions with credit cards, debit cards, prepaid cards, payment cards, gift cards, and other payment forms; downloadable computer software and downloadable mobile application software for facilitating electronic commerce transactions, namely, exchanging small payments or virtual tokens to grant access to individual items of online content in lieu of a full subscription to the content provider; downloadable computer software, namely, internet browser extensions, plug-ins, and applications for use with electronic commerce transactions; downloadable computer software used for point of sale transactions using small payments or virtual tokens; downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments; downloadable mobile application software for authenticating virtual tokens or digital transactions; downloadable mobile application software for providing single use access to content behind a subscription paywall; downloadable computer software for authenticating virtual tokens; downloadable computer software for providing single use access to content behind a subscription paywall