9 Computer hardware for check writing and check printing; Computer printers for printing documents and instruction manuals therefor when sold as a unit; Downloadable computer software for payment processing and cash management; Downloadable computer software for preparing invoices, business management, bill presentment and payment; Downloadable computer software for electronic banking and financial information reporting; Downloadable computer software for fraud management, identity theft protection, user behavior monitoring and anti-money laundering management; Downloadable computer software for creating electronic forms, electronic signature processing, financial messaging, financial market data management, financial account reconciliation and reporting, financial accounting and account opening, financial data aggregation, collections services; Downloadable computer software for workflow management and business process automation; Downloadable computer software for information security and privacy protection; Downloadable computer software for legal spend management, vendor management and customer relationship management; Downloadable computer software for interfacing and facilitating communication between applications; Downloadable computer software for healthcare clinical and transactional output production and management; Downloadable computer software for document production and automation; Downloadable computer software for mobile phones and handheld computers for payment processing and cash management; Downloadable computer software for mobile phones and handheld computers for preparing invoices, business management, bill presentment and payment; Downloadable computer software for mobile phones and handheld computers for electronic banking and financial information reporting; Downloadable computer software for mobile phones and handheld computers for fraud management, identity theft protection, user behavior monitoring and anti-money laundering management; Downloadable computer software for mobile phones and handheld computers for creating electronic forms, electronic signature processing, financial messaging, financial market data management, financial account reconciliation and reporting, financial accounting and account opening, financial data aggregation, collections services; Downloadable computer software for mobile phones and handheld computers for workflow management and business process automation; Downloadable computer software for mobile phones and handheld computers for information security and privacy protection; Downloadable computer software for mobile phones and handheld computers for legal spend management, vendor management and customer relationship management; Downloadable computer software for mobile phones and handheld computers for healthcare clinical and transactional output production and management; Downloadable computer software for mobile phones and handheld computers for document production and automation