9 Downloadable computer software for performing electronic financial transactions via a global computer network; Downloadable computer software for enabling the electronic transfer of money between users; Downloadable software for enabling the electronic transfer of money made via electronic, mobile, and online payments; Downloadable computer software for conducting, processing, and verifying financial transactions; Downloadable computer software for conducting, processing, and verifying contact and contactless payments; Downloadable computer software for conducting, processing, and verifying contactless payment transactions for goods or services with credit cards, debit cards, gift cards, prepaid and reloadable card, digital currencies and other mobile payment forms; Point-of-sale terminals for making contactless payments; Wireless point-of-sale devices for making contactless payments; Electronic payment terminals; Hardware, namely, card readers and point of sale terminals for accepting, processing, and managing in-person payment transactions; Electronic machines for reading credit cards and conducting and recording financial transactions