42 Providing on-line non-downloadable computer software for financing services; Providing temporary use of online non-downloadable software to retailers and consumers to arrange for and facilitate the financing of consumer and durable goods, auto repair, health care, pet care, recreation, travel, and home repair; Platform as a service (PAAS) featuring computer software platforms for retailers and consumers to provide, process, analyze, facilitate, administer and manage financing, lease and lease-purchase transactions for consumer and durable goods, auto repair, health care, pet care, recreation, travel, and home repair; Providing a secure electronic online system featuring technology that allows retailers and consumers to access lease-purchase, lease-to-own, lease and rent-to-own financing services; Software as a service (SAAS) services featuring computer software for retailers to provide consumers access to financing, leasing and payment options at a point of sale; Software as a service (SAAS) services featuring software for collecting, processing, analyzing and reporting financial information and data; Providing a web site featuring non-downloadable software for retailers and consumers for financing of goods and services