9 Downloadable mobile applications for creating an online marketplace for buyers and sellers of goods and services; Downloadable mobile applications for enabling users to post ratings and provide feedback on services they received from others and for enabling service providers to post ratings and provide feedback on their consumers; Downloadable mobile applications for transmitting advertising data to promote the services of others; Downloadable mobile applications for identifying and defining the scope and components of projects; Downloadable mobile applications for transmitting job requests, questions, concerns, reviews and job completion information, for users of an online marketplace, to evaluate and provide feedback regarding parties they have interacted with via the marketplace; Downloadable mobile applications for listing and searching referral opportunities by group and by category; Downloadable software in the nature of a mobile application for transmitting job requests, questions, concerns, reviews and job completion information, for users of an online marketplace, to evaluate and provide feedback regarding parties they have interacted with via the marketplace; Downloadable software in the nature of a mobile application for electronic processing of payments, financial discounts and refunds, for transmitting electronic messages, for scheduling, and for conducting transactions between consumers and professionals