45 Legal compliance auditing; Legal administration of licenses; Legal consulting services in the field of listing and tracking of foreign and domestic government regulatory requirements, for obtaining permits and regulatory compliance; Mortgage compliance consulting services concerning mortgage-related laws for mortgage lenders and servicers and mortgage brokers; Professional license protection services, namely, the defense of professional licenses or professional certifications by means of an independent network of legal professionals; Regulatory compliance auditing; Regulatory compliance consulting in the field of lending; Regulatory compliance consulting in the field of mortgage lending; Regulatory compliance consulting in the field of receivables management; Regulatory compliance consulting in the field of money transmitting; Regulatory compliance consulting in the field of debt collection; Regulatory compliance consulting in the field of debt buying