42 Providing temporary use of on-line non-downloadable software and applications using artificial intelligence for user authentication, profile management, corporate policy management and adherence, payment handling, duty of care/governance, and data reporting; Providing temporary use of on-line non-downloadable software and applications for providing an interface between airline, hotel and automobile reservation systems and business travel management systems; Providing temporary use of on-line non-downloadable software for providing real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; Providing temporary use of on-line non-downloadable cloud computing software for travel and flight management; Providing temporary use of online non-downloadable middleware for providing an interface between airline, hotel and automobile reservation systems and business travel management systems; Providing temporary use of online, non-downloadable enterprise software for travel and flight management