41 Providing on-line publications in the nature of blogs, articles, and newsletters in the field of personal finance, financial literacy, real estate, mortgages, investment planning, investment purchasing, and retirement planning; Educational services, namely, conducting online and in-person courses, workshops, seminars, non-downloadable webinars, retreats, and classes in the field of personal finance, financial literacy, real estate, mortgages, investment planning, investment purchasing, and retirement planning