9 Downloadable software in the nature of a mobile application for tracking, monitoring, managing, and controlling employee business expenditures, business accounts payables, and consumer credit cards expenses for credits cards jointly used by a family; downloadable mobile applications for tracking, monitoring, managing, and controlling employee business expenditures, business accounts payables, and consumer credit cards expenses for credits cards jointly used by a family; downloadable computer application software for tracking, monitoring, managing, and controlling employee business expenditures, business accounts payables, and consumer credit cards expenses for credits cards jointly used by a family; downloadable computer software for tracking, monitoring, managing, and controlling employee business expenditures, business accounts payables, and consumer credit cards expenses for credits cards jointly used by a family; downloadable computer software for providing an on-line database in the field of transaction processing to upload transactional data, reconcile expenses with accounting software, and provide statistical analysis, and produce notifications and reports