9 Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning