9 Computer hardware and downloadable software all for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other payment forms; downloadable financial software and accessories, namely, card readers for credit cards and debit cards, point of sale terminals, computer hardware and downloadable software, all for accepting, effecting, enabling, facilitating, processing, operating and managing payment transactions on mobile devices, cash registers, and other point of sale systems; analytic tools, namely, downloadable software for payment processing and tracking; downloadable computer software for processing electronic payments and for transferring funds to and from others; downloadable authentication software for controlling access to and communications with computers and computer networks